Changing the way the world provides services to people with intellectual & developmental disabilities in HCBS settings.
The Financial Capability Wraparound System
A multi-benefit program created by Jen Nash of Priceless Financial Coaching supporting financial capability and wellness in both individuals with intellectual & developmental disabilities AND their caregivers.
Can you relate to any of this?
Caregiver Workforce Shortages: HCBS providers are grappling with a significant shortage of direct care workers, which is exacerbated by high turnover rates. This shortage is driven by low wages, limited benefits, and the demanding nature of the work, making it difficult to attract and retain qualified staff.
Funding and Reimbursement Issues: HCBS providers often face inadequate funding and reimbursement rates from Medicaid and other payers. These rates frequently do not keep pace with the rising costs of providing care, including wage increases for staff and the costs associated with compliance and regulatory requirements.
Regulatory and Compliance Pressures: The HCBS sector is heavily regulated, with providers required to comply with a complex array of federal and state regulations. This adds administrative costs and complexity to service delivery. Providers may struggle to meet these requirements, which can result in penalties, loss of funding, or reduced capacity to focus on direct care, ultimately impacting the quality of care provided.
Why This Program?
This is the ONLY financial wellness program with comprehensive wraparound support that delivers benefits at every level ~ financial capability for ID/DD brains 🧠, personal finance tools & strategy for caregiver hearts 💜, long term workforce and residential settings solutions for provider funding budgets 📉, stronger local community economies 🤲, and preferred outcomes for state improvement mandates 👨🏽💻.
Independence for People with IDD
Access preferences and have more money for community involvement.
Make informed choices.
Budget earned and/or unearned income.
Control financial resources.
Learn balancing needs & wants, saving, protection and advocacy.
Thriving Caregivers
Access simple financial tools & mindset.
Break the paycheck-to-paycheck cycle.
Budget with confidence and grow savings.
Build debt reduction plans.
Become thriving people.
Robust Workforce for Providers
.
Attract and retain a robust caregiver workforce.
Integrate financial capability strategies into HCBS services.
Ensure choice and community inclusion.
Achieve preferred outcomes for equity & autonomy.
Address Residential Settings Requirements.
Stronger Local Communities
Provide Competitive Integrated Employment opportunities.
Increase active and contributing members for a stronger local economy.
Support access and continuation of vital HCBS services.
Strengthen social equity.
Reduce competition for resources
Preferred Outcomes for States
Deliver preferred outcomes.
Reduce reliance on public support programs and optimize resources.
Provide a more permanent solution to stabilize & support the HCBS workforce.
Eliminate sub-minimum wages without unintended benefit gaps.
Improve employment outcomes of people with disabilities.
We Can Help You!
Advantages at Every Level!
The Financial Capability Wraparound System is a multi-benefit approach where everyone achieves financial wellness together.
Our proven smart money strategy guides you to:
Caregivers break the paycheck to paycheck cycle and get out of debt
Providers see better retention and attendance rates
People with IDD have greater independence
HCBS Waivers are strengthened and more sustainable
States reduce reliance on public support programs
How does this sound?
Healthier HCBS environments. Better outcomes for everyone.
This isn't just about ticking boxes; it's about catalyzing positive change that resonates with what's economically right and deeply socially impactful.
Make sure everyone in your HCBS environment is winning with money!
A moment of effort, a lifetime of impact.
What's Comes with the Financial Capability Wraparound Program?
The Financial Capability Wraparound Program
~ Financial Wellness Video Coaching Program for people with intellectual and developmental disabilities
~ Financial Wellness Video Coaching Program for all front-line caregivers, office coordinators, executives & volunteers
~ Add-on or alternative Options Available
● Financial Wellness Workshops
Our goal is flexibility and customization for your team. At Priceless Financial Coaching, we understand that every individual has unique financial needs and challenges, which is why our program is designed to support the diverse spectrum of neurodiversity in the workplace.
FAQ'S
What is the purpose of the Financial Capability Wraparound System?
At Priceless Financial Coaching, we believe that the best outcomes start with the caregivers. We are dedicated to improving the financial wellness of people with disabilities and that means also improving the financial wellbeing of the caregiver right alongside the person in care. Results at every level!
Is the IDD video coaching program suitable for all people with intellectual and development disabilities?
The IDD video coaching program is tailored mostly to support individuals with mild to moderate levels of intellectual disability.
Will this program help people in HCBS settings that don't have IDD?
The IDD video coaching program is a simplified version of our neurotypical programs used to support caregivers and the general population. The IDD program includes scenarios frequently experienced by individuals in HCBS waiver environments. While it is designed for those with IDD, this program can also be valuable for anyone in an HCBS setting who needs a simplified approach to essential money management skills. For those with more advanced skills, the neurotypical programs or a combination may be suitable.
What if our people in care have a guardian, payee or conservator?
Even if they have a legal decision-maker, it’s essential for them to understand basic money management skills as well as their rights and responsibilities. Knowledge of these areas empowers them to protect themselves and advocate for their own needs and wants. It also helps them understand the decisions that are being made by their legal decision-makers.
Can the standard video coaching program help my staff get out of debt?
Absolutely! The standard program is focused on breaking the paycheck to paycheck cycle, budgeting, getting out of debt, building an emergency fund and saving for large purchases.
How does supporting financial wellness for caregivers help my business?
Investing in your caregivers' financial wellness reduces stress, boosts productivity, and improves retention rates, leading to a healthier, more engaged workforce and ultimately benefiting your bottom line as well the quality of the services you provide.
How does this program support state initiatives?
This program reinforces state initiatives by promoting independence for people in care, addressing the caregiver crisis, improving care quality, and reducing reliance on public assistance, all of which contribute to the broader goals of community-based support and sustainable care systems.
How is this program a multi-benefit system?
This program creates a ripple effect of positive outcomes at every level. For the person in care, it enhances financial independence and self-advocacy. Caregivers gain confidence and tools to better support their own wellness. Provider agencies see improved service delivery and higher satisfaction rates. The community benefits from more empowered and financially stable individuals. At the state level, it aligns with initiatives to reduce reliance on public assistance, improve care quality, and promote long-term financial stability, leading to stronger, more resilient communities.
The Wellness Industry's Most Trusted Money Strategy Coach
Jen Nash is a cutting-edge leader in the financial wellness industry.
She is a heart-centered financial wellness advocate and expert in human behavior, dedicated to helping individuals and families across the U.S. achieve financial clarity and confidence. With over 15 years of experience as a state social worker, a psychology degree and her Accredited Financial Counselor® certification, Jen seamlessly integrates empathy, behavioral science, and practical financial strategies to create lasting change in her clients' lives.
Jen’s unique approach is built on the principles of honesty, integrity, and genuine connection. She believes that financial success starts with understanding YOU—your challenges, your goals, and your dreams. Through her inclusive financial wellness programs, Jen provides tailored resources that are as diverse as the people she serves.
Jen has written several impactful books on financial wellness, behavior change, and social impact. She is trauma-informed certified, ensuring her approach is both empathetic and effective. Jen is also HIPAA compliant and proudly holds the AFCPE Inclusion Essentials Badge, demonstrating her commitment to inclusive financial education.
Jen’s expertise has been recognized in multiple magazines, and her commitment to financial inclusivity is not just professional; it’s personal. She is deeply involved in her community, volunteering her time and expertise to causes close to her heart.
At home, Jen finds joy in the simple pleasures—spending time with her three children and two loyal, though over-protective, dogs, savoring a quiet cup of coffee, and continuously seeking personal growth. Her life’s work is driven by the belief that everyone deserves the tools to build the best life has to offer, and she is here to guide you on that journey.
Working with Jen leads to substantial debt reduction, increased savings and significantly reduced financial stress. Join Jen Nash, and set out on your road to financial freedom and a life of balance, empowerment, and fulfillment.
© 2024 Priceless Financial Coaching | All rights reserved.
Privacy Policy | Terms of Service